Southeastern District Lutheran Church Missouri Synod
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LCEF – Lutheran Extension Fund

You can feel good partnering with LCEF because we
share your Lutheran beliefs and love of the church.

Lutheran Church Extension Fund (LCEF) wouldn’t be able to help support Lutheran Church—Missouri Synod (LCMS) ministries without the faithful support of our 60,000 investors. For over 40 years, our mission is to ensure you have the resources available to fulfill your call for God’s glory. We do that through investments and lending, ministry and real estate solutions.


When you invest with Lutheran Church Extension Fund (LCEF), your investment not only grows in numbers, but it also contributes to the growth of LCMS ministries all over the world.

Investing in LCEF is investing in the future of the church. We offer various investment options for LCMS individuals, congregations and organizations.

Lending Solutions

LCEF provides a wide range of loans to congregations, schools, school associations and Recognized Service Organizations (RSOs) of the LCMS.

Mortgage loans are available to Rostered Church Workers (RCWs) (Ordained and commissioned, active or emeritus) through LCEF. Features include low down payment options and no private mortgage insurance (PMI) requirement.

Ministry Solutions

LCEF partners with LCMS congregations, RSOs and LCMS districts to offer ministry solutions that define opportunities, design solutions and align resources that propel the Kingdom forward.

We discover with you where God is leading and, with your leaders, design creative and relevant solutions for what is ahead.

Real Estate Solutions

LCEF believes that “ministry should dictate real estate” and not the other way around, and so the RES team was formed to help you to help develop and/or execute the best strategy to support your ministry objectives.

Whether working with an individual church, organization or district, this team becomes an extension of your ministry to help you best steward your entrusted assets.

Get connected with LCEF

Kirk Hymes

LCEF Vice President & Executive Director of Stewardship

Southeastern District

703-971-9371 ext. 221  |

LCEF is a nonprofit religious organization; therefore, LCEF investments are not FDIC-insured bank deposit accounts. This is not an offer to sell investments, nor a solicitation to buy. LCEF will offer and sell its securities only in states where authorized. The offer is made solely by LCEF’s Offering Circular. Investors should carefully read the Offering Circular, which more fully describes associated risks. Lutheran Church Extension Fund-Missouri Synod. 10733 Sunset Office Drive, Suite 300, St. Louis, MO 63127-1020. 800-843-5233. NMLS #3444. Illinois Residential Mortgage Licensee (MB.0006057). Loans made or arranged pursuant to a California Law License (6037619). For more information on LCEF’s lending license go to